Product: X12 EDI
Transaction: 828
828 - Debit Authorization
FUNCTIONAL GROUP=DA
This X12 Transaction Set contains the format and establishes the data contents of the Debit Authorization Transaction Set (828) for use within the context of an Electronic Data Interchange (EDI) environment. This transaction set can be used to provide information from the paying entity to the financial institution regarding debits that the paying entity has authorized against its account. The financial institution would hold this information then match it against incoming debits to determine whether those debits have been authorized by the account holder.
This transaction set can be used to add new authorizations or cancel existing authorizations.
With regard to electronic debits, this would be used for ACH debit processing only. This transaction set can also be used for paper-based debits (i.e., checks). In the paper-based world, this transaction set would serve the purpose of the "issuance file" or "check register" used in account reconciliation applications.
Either one-time or recurring debits can be authorized with this transaction set.
One transaction set can be used to identify multiple debit authorization details against one bank account.
SCHEMA
ST
Segment | Name | Position |
ST | 0100 | |
BAU | Beginning Segment for the Debit Authorization | 0200 |
N1 | 0500 | |
N2 | 0600 | |
N3 | 0700 | |
N4 | 0800 | |
REF | 0900 | |
PER | 1000 |
DAD
Segment | Name | Position |
DAD | Debit Authorization Detail | 0100 |
NM1 | Individual or Organizational Name | 0200 |
N2 | Additional Name Information | 0300 |
N3 | Party Location | 0400 |
N4 | Geographic Location | 0500 |
REF | Reference Information | 0600 |
PER | Administrative Communications Contact | 0700 |
SE
Segment | Name | Position |
CTT | Transaction Totals | 0100 |
AMT | Monetary Amount Information | 0200 |
SE | Transaction Set Trailer | 0300 |
COMMENTS
Notes |
|
1/0200 | The BAU segment contains information about the account being debited. |
1/0500 | The N1 through N4 information shall refer to the originator of the Debit Authorization, if it is used. |
1/1000 | The PER segment contents shall identify the party to be contacted for resolution of debit authorization errors, and must have signing authority on the account, if used. |
2/0100 | The DAD segment contains detail information regarding the individual debit authorizations. The content refers to the originator of the debit, where as the BAU refers to the holder of the account being debited. |
2/0200 | If used, the NM1, N3, N4, REF and PER segments shall refer to the payee of the authorization detailed in the DAD segment. |
3/0100 | The CTT segment shall contain a count of the number of DAD segments in CTT01. Other data elements of the CTT segment should not be used. |
3/0200 | The AMT segment is used to reflect the sum of Debit Authorization Detail monetary amounts (DAD08). The total amount shall appear in AMT02, with a qualifier of "TT" in AMT01. |
rev 12/05/2024