191 - Student Loan Pre-Claims and Claims

FUNCTIONAL GROUP=SD

This X12 Transaction Set contains the format and establishes the data contents of the Student Loan Pre-Claims and Claims Transaction Set (191) for use within the context of an Electronic Data Interchange (EDI) environment. This transaction set can be used by lending institutions (lenders), secondary markets, or student loan servicers to exchange information with guarantee agencies (guarantors) regarding pre-claims assistance on student loans that are approaching a default status and claim payment requests for defaulted student loans.

This information includes, but is not limited to, borrower identification, loan detail, payment history, and due diligence history. Federal regulations require loan owners to file a pre-claims assistance request as part of their due diligence process, prior to filing a claim for default reimbursement. Loan owners are also required to file specific information to submit a claim payment request.

SCHEMA

ST

Segment	Name	Position
ST	Transaction Set Header	0100
BGN	Beginning Segment	0200

ENT

Segment	Name	Position
ENT	Entity	0300
IN2	Individual Name Structure Components	0400
N3	Party Location	0500
N4	Geographic Location	0600
PER	Administrative Communications Contact	0700
DMG	Demographic Information	0800
DMA	Additional Demographic Information	0900
DTP	Date or Time or Period	1000
YNQ	Yes/No Question	1100
ENR	School Enrollment Information	1200

IN1

Segment	Name	Position
IN1	Individual Identification	1300
IN2	Individual Name Structure Components	1400
N3	Party Location	1500
N4	Geographic Location	1600
PER	Administrative Communications Contact	1700
DTP	Date or Time or Period	1800
YNQ	Yes/No Question	1900

REF

Segment	Name	Position
REF	Reference Information	2000
SLI	Specific Loan Information	2100
GR	Guarantee Result Detail	2200
DEF	Delayed Repayment	2300
YNQ	Yes/No Question	2400
DB	Disbursement Information	2500
DTP	Date or Time or Period	2600
AMT	Monetary Amount Information	2700

IN1

Segment	Name	Position
IN1	Individual Identification	2800
IN2	Individual Name Structure Components	2900
N3	Party Location	3000
N4	Geographic Location	3100
PER	Administrative Communications Contact	3200
YNQ	Yes/No Question	3300
SE	Transaction Set Trailer	3400

COMMENTS

Notes
1/0300	Use the ENT loop to identify the borrower, student, last school attended, loan holder, servicer, guarantors and other related entities.
1/1300	Use the IN1 loop to identify the spouse, employer, relatives, references, and certification authorities.
1/2000	Use the REF loop to identify the borrower's student loans.
1/2800	Use the IN1 loop to identify the co-signers, co-makers, endorsers, or prior schools.

rev 26/11/2024